The whole point of high MP is that you *will* zoom in more (by cropping) or by enlarging, so you *will* see errors in focusing exagerrated, you *will* see subject movement exagerrated, and you *will* see camera-shake exagerrated.
What's the point in buying a high MP camera if you're only posting on instagram, and not utilising that extra resolution?
I can see that you misunderstand the relationship between sensor resolution and camera output.
This discussion took off big time when the 5DS/R was released when several well reputed reviewers created confusion with claims such as these - until the dust settled and all serious reviewers contradicted their spurious claims. However, the myth seems to live on. I also blame Canon marketing for creating some of the confusion when they released the 5DS/R.
The only thing that counts is your output. The actual image you are viewing on screen, print etc. Either you are comparing two identical images or you are not. What end viewing result does one camera deliver compared to another? Nothing else matters. Ever.
If you compare
the same image taken from a 1 - 20 -50 - 5000 MPIX picture there will be zero (0.0) more shake, zero (0.0) more subject movement and zero (0.0) more focus miss between them. Its simply not physically possible as all these three are optical properties and have nothing to do with sensor size. The larger pix picture will very often be sharper - and shooting at high MPIX is thus almost always an advantage - it can only never be a disadvantage in relation to these three issues. Not possible.
As for your second point about Instagram I am not sure why you are posting on a Canon forum, if this is the media you are interested in. An iphone is likely a better option for you. YMMV.
(I will not expand or continue this discussion on MPIX shake etc. as I cannot be bothered anymore, but refer to the explanations on normalized viewing sizes that you can find on the web and elsewhere if you want to learn more about how this works out in real life.)